A Washington farmer reveals how important crop insurance is

04 Jan 2024
1419

In Washington, a cherry grower emphasises the importance of crop insurance for his company and for the entire cherry industry. He defines the life of a grower as betting your entire investment on production, comparing the process to gambling in Las Vegas. The main challenge is the uncertainty of success or failure until the closing payments from the pool, which can take almost a year from the start of the cherry investment.

Jennifer Wiggs, the grower, points out that, although most years bring at least a break-even, there are occasionally exceptional years that make it possible to finance the following year or invest in improvements. However, there is also the risk of losing everything due to adverse weather events. Cherries, in particular, are sensitive to weather conditions before harvest, requiring constant monitoring of weather forecasts.

She advises his colleagues to consider crop insurance as a lifesaver. Shee recounts his own initial experience of scepticism towards insurance, but reveals that it became compulsory when they acquired a larger orchard with an agricultural loan. The turning point came when, hit by rainstorms, they suffered significant losses. The agent explained the value of insurance, allowing the farmer to face the challenges with peace of mind.

The earnings guarantee system is based on the actual earnings history of the cultivated blocks. The grower emphasises the adaptability of the policies, which are self-adjusting considering ups and downs. The coverage percentage chosen affects premiums, but offers financial security. The insurance also facilitates access to US Department of Agriculture disaster relief programmes by simplifying the application process.

In conclusion, Jennifer Wiggs encourages his colleagues to explore options with specialised cherry agents, to review coverage choices annually and to consider insurance as a way to sleep soundly.


Read the full article: Good Fruit Grower
Images: Jennifer Wiggs/Good Fruit Grower


Cherry Times - All rights reserved

What to read next

The LAMP method for detecting bacterial canker in cherry

Crop protection

01 Aug 2024

Researchers from the Laboratory of Phytovirology at the University of Chile have developed a new molecular detection method using genomic information available in the gene bank and generated by sequencing the genomes of bacterial strains present in Chile.

Efficiency of phytopathological programmes with the use of dormancy breakers

Tech management

19 Jul 2024

The application of dormancy breakers is more important with a low winter cold accumulation, as it produces a loss of reserves and lower quality of flower buds, which results in lower pollen and egg viability, reducing fruit set.

In evidenza

Dynamics and Strategies of Emerging Countries in Global Cherry Production

Production

14 Nov 2025

The global cherry market is expanding rapidly: Turkey, Chile and Uzbekistan are leading the growth in both production and exports. Focus on agronomic performance, international trade, and key destination markets across Europe, Asia and Latin America.

Drones and sensors: how technological innovation makes cherries more appealing

Tech management

14 Nov 2025

In Chile, a cutting-edge system of sensors, drones and AI is transforming cherry farming: real-time monitoring, maturity forecasting and optimized orchard management using predictive models tested in productive fields. A digital future for cherry growers.

Tag Popolari