A Washington farmer reveals how important crop insurance is

04 Jan 2024
1495

In Washington, a cherry grower emphasises the importance of crop insurance for his company and for the entire cherry industry. He defines the life of a grower as betting your entire investment on production, comparing the process to gambling in Las Vegas. The main challenge is the uncertainty of success or failure until the closing payments from the pool, which can take almost a year from the start of the cherry investment.

Jennifer Wiggs, the grower, points out that, although most years bring at least a break-even, there are occasionally exceptional years that make it possible to finance the following year or invest in improvements. However, there is also the risk of losing everything due to adverse weather events. Cherries, in particular, are sensitive to weather conditions before harvest, requiring constant monitoring of weather forecasts.

She advises his colleagues to consider crop insurance as a lifesaver. Shee recounts his own initial experience of scepticism towards insurance, but reveals that it became compulsory when they acquired a larger orchard with an agricultural loan. The turning point came when, hit by rainstorms, they suffered significant losses. The agent explained the value of insurance, allowing the farmer to face the challenges with peace of mind.

The earnings guarantee system is based on the actual earnings history of the cultivated blocks. The grower emphasises the adaptability of the policies, which are self-adjusting considering ups and downs. The coverage percentage chosen affects premiums, but offers financial security. The insurance also facilitates access to US Department of Agriculture disaster relief programmes by simplifying the application process.

In conclusion, Jennifer Wiggs encourages his colleagues to explore options with specialised cherry agents, to review coverage choices annually and to consider insurance as a way to sleep soundly.


Read the full article: Good Fruit Grower
Images: Jennifer Wiggs/Good Fruit Grower


Cherry Times - All rights reserved

What to read next

A family business in Washington has been growing cherries for more than 100 years

Production

12 Jun 2024

In the town of Orondo, Griggs Farms covers almost 300 hectares of land. Among the varieties of cherries that grow on the farm is the Orondo Ruby, a Washington variety that is sweeter and more acidic than the Rainier and stays fresh longer than the Bing.

Tools for controlling Drosophila suzukii

Crop protection

14 Mar 2025

Luis Devotto, entomologist and researcher at INIA Quilamapu, explained to Mundoagro the main factors that make this insect such a harmful pest.

In evidenza

Climate emergencies: over €900,000 in compensation for Spanish cherry growers in Extremadura

Production

25 Dec 2025

La Junta de Extremadura ha distribuito 904.540 euro nel secondo pagamento dell’aiuto straordinario 2024 per i cerasicoltori colpiti dal maltempo. La misura, parte del Decreto Legge 3/2025, prevede un’ultima tranche da un milione di euro in arrivo nei prossimi giorni.

Chilean cherries in China: critical issues and remedies in post-harvest management

Post-harvest​

24 Dec 2025

Jessica Rodríguez analyses the problems of rot in Chilean cherries exported to China in 2024/25, highlighting causes, impacts and solutions adopted. The report highlights critical issues in post-harvest management, sanitisation and product storage.

Tag Popolari